Low rate car finance for new and used cars

Thinking of buying your dream car? Savvy offers a complete range of car loan options to suit all needs.

A novated lease is an agreement between an employer, employee and finance institution. It is a very cost effective way of owning a vehicle. There are substantial tax benefits because the costs of the loan, all the associated costs of the car including maintenance and fuel can be deducted from your pre tax income, leaving you with substantially more disposable income.

Once you have chosen a vehicle, Savvy will liaise between you, the finance provider and your employer. Because of our bulk buying power Savvy will also find the best deal on the car for you. We will save you time and money by arranging everything, making the whole process simple and easy.

At Savvy our trained consultants will discuss your financial situation and the details of a Novated Lease and ascertain if this option is the best for you. Savvy can arrange everything for you including delivery of your new vehicle.

Why choose Savvy?

We are accredited with the most reputable lenders in Australia giving you a fair choice to compare.

Fixed Monthly Repyments
Under a Car Lease agreement, you can select to have a fixed loan term in between 1-5 years.
Effective Cashflow Solutions
You may choose to have a balloon payment at the end of the agreement to reduce your monthly repayments.
Fixed and Low Rates
The interest rate is fixed for the term with no hidden rates and Savvy will deliver the market leading rates.
Tax Effective
Repayments are based on a GST exclusive amount, reducing your monthly rental substantially.
Help from start to finish
Our personal consultant will guide you through the process, answering all your questions along the way.
No Deposit
No deposit required under a Car Lease agreement. 100% finance available for approved applicants.