0% p.a. on balance transfers
Take advantage of 0% on balance transfers for 18 months that comes with a once off 2% Balance Transfer fee.
Low annual fee
Handle your debt better with a low annual fee of $30.
Receive complimentary insurance for your shopping such as; Extended Warranty and Purchase Protection Insurance.
- Product Details
- Pros & Cons
- Rewards and Benefits
- Rates and Fees
ANZ First Credit Card
0% p.a. for 18 months with a once-off 2% balance transfer fee
Up to 55 days
What's not so good?
Cardholders have access to making payments more conveniently with the Visa PayWave technology that allows for tap and go payments for purchase for up to and including $100. You can also use apps such as Google Pay, Apple Pay, and Samsung Pay to make payments.
The ANZ First Visa card let’s cardholders stay on top of debt with a low annual fee of $30.
Enjoy 0% on Balance Transfer transaction for 18 months (with a once off 2% Balance Transfer fee), before it reverts to the 20.24% p.a.
Enjoy complimentary shopping insurance that comes at no additional cost and receive an Extended Warranty on purchases and Purchase Protection Insurance for 3 months from the date of purchase.
You can add up to 3 additional cardholders at no extra cost to you.
Up to 3 at no extra cost
Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa
Our review of the ANZ First Credit Card
The ANZ First Credit Card is a 0% Balance Transfer card offer that comes with a low ongoing annual fee that is cost-effective in helping cardholders pay off existing debt. The 0% Balance Transfer that is offered for 18 months along with the additional benefits of complimentary insurance such as extended warranty, Purchase Protection Insurance, and card security features can be enticing for people who are looking for a card that that doesn’t break the bank.
Clear debt with 0% Balance Transfer
Give yourself room to breathe with a 0% Balance Transfer card that offers 0% for 18 months (including a once off 2% Balance Transfer fee) to stay on top of existing debt.
Low annual fee
Take advantage of a low annual fee of $30 that give you ample room to minimize debt and make everyday purchases at a low cost.
Add additional cardholders at no additional fee
The ANZ First Credit Card proves to be cost effective, allowing you to add up to 3 additional cardholders without attracting a fee.
Enjoy up to 55-interest free days when you make purchases on your card when you pay your balance in full by the due date each month.
The ANZ First Credit Card is suitable for cardholders that are looking for a low rate card that is cost effective when it comes to tackling debt and everyday purchases. However, it is important to keep in mind that after 18 months the 0% interest rate on Balance Transfer reverts to 20.24% which is a high rate for a low rate card. It can be beneficial for you if you plan on taking advantage of the additional Visa benefits, complimentary shopping insurance, and the low interest rate for the first 18 months.