Tap into a high point earn rate by earning 2 Reward Points for every $1 spent on eligible purchases up to and including $5,000 per statement period and 1 reward point for $1 spent on eligible purchases above $5,000.
Cash back benefits
Earn $100 as cash back on your card when you spend $4,000 on eligible purchases for the first 3 months.
Enjoy 24/7 concierge services, lounge benefits, complimentary travel and shopping insurance.
- Product Details
- Pros & Cons
- Rewards and Benefits
- Rates and Fees
ANZ Rewards Black Credit Card
ANZ Rewards Program
100,000 bonus Reward Points after spend criteria
Up to 55 days
What's not so good?
The ANZ reward Black card comes with one of the most competitive reward schemes that give cardholders a whopping 100,000 bonus points when they spend $4,000 for the first 3 months which they can then redeem in various ways such as a cashback of $100, gift cards, travel, merchandise, and more.
Boasting one of the highest point earn rates, the ANZ reward Black card can let cardholders boost points by earning 2 Reward Points on everyday purchases up to and including $5,000 and earn 1 Reward Point for every $1 spent on eligible purchases when you spend more than $5,000.
The card comes with an array of Visa exclusive offers for both entertainment and lifestyle, along with a 24/7 concierge service.
Cardholders can enjoy pre-flight luxury with access to Velocity lounges outside of Australia.
Make purchases on the go with the smart tap-and-go feature or pay through apps such as Apple Pay, Google Pay, Fitbit Pay, Garmin Pay, and Samsung Pay.
Cardholders can enjoy the complimentary travel insurance when travelling that offers protection such as; interstate flight inconvenience insurance, Rental Vehicle Excess In Australia Insurance, International Travel Insurance. Get the additional benefit of shopping with confidence with features such as Guaranteed Pricing Scheme, extended warranty insurance, and Purchase Protection Insurance.
Up to 9 at $65 p.a. each
Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa
Our review of the ANZ Rewards Black
For Reward Point chasers that are looking to boost their points with 100,000 bonus points and bag a range of benefits such as a high point earn rate, complimentary travel and shopping insurance through their card will find the ANZ Reward Black card as a reward card worth having. It is a card that is suitable for shoppers and travelers who are looking to do more and get more in return.
Boost your reward points
The 100,000 bonus Reward Points can be a great way for point chasers to boost their Reward Points to redeem as gift cards, travel benefits, merchandise, cashback and much more. These points can be unlocked when you spend $4,000 for the first 3 month from approval.
A card with the highest earn rate
Take advantage of the high point earn rate that the card has to offer by gaining 2 Reward Points for every $1 spent when you spend up to $5,000 per statement period, and 1 Reward Point for every $1 spent when you exceed $5,000.
The wide range of travel insurance benefits is one of the cards appealing features along with the 24/7 concierge service that can be beneficial for cardholders that need help making bookings for accommodation or dinner reservations and more with ease.
Safe and convenient shopping
For cardholders that are big spenders will find that the ANZ Rewards Black card comes with a range of shopping features that can be beneficial. The complimentary shopping insurance offers protection on purchase made on the card such as extended warranty, Purchase Protection Insurance, and Guaranteed Pricing Scheme. Plus, the security features such as ANZ Falcon and ANZ Fraud Money Back guarantee can give added confidence that you will be protected from fraudulent transactions.
The ANZ Reward Black card comes with a reward scheme that reward point chasers will thoroughly enjoy. The card is created for big spenders who want a card that can help boost their Reward Points through the high point earn rate, which gives cardholders 2 Reward Points for every $1 spent and a whopping 100,000 bonus Reward Points. It also offers the flexibility of choosing how you want to redeem your points which makes the $375 annual fee worth stomaching. The bonus complimentary travel and shopping insurance can prove to be a deal breaker for people who are looking for security and potential savings from their card.