Compare and save again with home loan refinancing

Want to save thousands on your home loan? Refinance your home loan today

Are you paying too much in interest?

According to a recent survey, only 17% of Australian homeowners have refinanced their home loan in the last two to three years. According to the ABS, the number is declining by 0.7% from January to February 2017!

What’s even more troubling is that 40% of Australians have never refinanced their home loan. Australia is now experiencing historic low interest rates. That means there has never been a better time to refinance your home loan.

When you refinance, you’re opening yourself up to new opportunities to save. Switch to a lower rate home loan, or a home loan with an offset account so you can save even more on interest. Choose from over 25 of Australia’s top lenders, all competing for your business.

With home loan refinancing, you can slash years off your home loan and save yourself thousands in interest repayments.

Simple, straightforward refinancing

Many homeowners are reluctant to refinance because they believe it’s like applying for a home loan all over again. Endless meetings, paperwork, research – it’s all too much hassle! We understand your frustration, especially if you’ve gone through it in the past couple of years. However, refinancing your home with a qualified, expert broker guiding you through makes the process easier.

Refinancing is simple when you have Savvy on your side. Our consultants take care of you through the entire refinancing process. There’s no running around and you won’t have to spend countless hours in front of a computer screen crunching interest rates and comparison rates. Your dedicated consultant takes care of the process and explains everything to you in easy to understand terms.

If you’re having bad credit history, Savvy can also help. If you’ve made headway in correcting your credit, we can find a better home loan at a more competitive rate.

Calculate and save by comparing home loans

Compare hundreds of loan products for you to make the right choice and refinance with a better rate today. Use our comprehensive home loan calculator to workout your monthly repayments and find a better deal fro over 25 premium home lenders

LenderProduct NameAdvertised RateComparison RateMonthly Repayment
SavvyVariable Refinance Loan3.89%
GreaterBankGreat Rate Variable Home 3.89%
MacquarieBasic Variable Home Loan3.89%
AMPEssential Home Loan3.89%
Bank of AustraliaPremium Home Loan Fixed 3 Years3.94%
fixed - 3 yrs
IMBEssentials Investment Loan4.09%
CBAFixed Rate Home Loan 3 Years4.24%
fixed - 3 yrs
ANZANZ Standard Variable Home Loan4.35 - 4.50%
fixed - 2 yrs
4.74 - 4.89%$4,643.72
WestpacSMSF Investment Property Loan Fixed 2 Years4.99%
fixed - 2 yrs

* The interest rate of 3.89% p.a. with a comparison rate of 3.91% p.a. is based on a loan amount of $150,000 and a term of 25 years. The comparison rate, monthly repayment and total cost applies only to the example given and may not include all fees and charges. Costs such as broker fees, redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Different terms, fees or other loan amounts may result in a different comparison rate. Establishment fees and monthly fees apply only to consumer loans. Commercial use loans may attract different fees.

Why choose Savvy?

We are accredited with most reputable lenders in Australia giving you a fair choice to compare

We understand your needs
If your circumstances have changed or you’re simply looking for a better deal, Savvy can help
Renovations and investments
We can help you select the right solution when it comes to refinance for renovations and investment.
Get the Savvy difference
If your lender dodges calls and leaves emails gathering dust, apply and get the Savvy difference.
Latest property insights
Find out the latest property trends and get individual analysis by our experts.
Features, features, features
Offsets, redraws, lines of credit, debt consolidation – Savvy finds home loan products with a range of extras that help you and your family.
Competitive refinance rates
With over 25 lenders and banks clamouring for your business, Savvy sources the best refinancing products in Australia.