Can you get instant cash loans on Centrelink benefits?

If you receive Centrelink payments and need money to pay for an emergency expense such as urgent car repairs, replacement of appliances such as a fridge or washing machine, hospital bills, or urgent and unavoidable travel expenses. Though you may be eligible for a loan or advance payment through the Department of Human Services, these can take time to process. Those on pensions or payments through Centrelink may be eligible for instant cash loans or small personal loans quicker than applying direct to Centrelink. These types of loans are also available for people on low income and/or bad credit.

Loan options for people on Centrelink payments

There are many options for people on Centrelink payments to raise money in a short amount of time. One option is getting an advance payment from Centrelink. This may cover small expenses such as unexpectedly high utility bills, but your circumstances will dictate how much the government is willing to give you as an advance. You will also have to pay back this advance in instalments. This can be paid out of your future benefits in some cases and maybe interest free. No interest loans are available for Health Care Card or a Pensioner Concession Card or an after-tax income below $45,000, while low-interest loans are available to people with a Health Care Card or Pensioner Concession Card, and/or receiving Family Tax Benefit A.

You may apply for an advance once every twelve months. If another situation arises where you need money fast, your request may be denied.

Why choose Savvy for your instant loan?

Options for people on Centrelink payments to get the cash they need fast.

Small loans up to $5,000
Don’t stress the big bills; we can approve small personal loans from $500 to $5,000.
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