Need a small loan to cover the unexpected?

Get the cash you need, fast. Savvy helps with a bit of extra cash when needed.

what is a small personal loan?

A small loan is a short-term finance option that allows people to borrow small amounts of money, usually from about $300 to $25,000. People may need to take out small loans to cover unexpected bills, pay for urgent replacements of appliances, or to ease temporary cashflow problems. Savvy works with you to provide instant small finance to help you through any emergencies, giving you a range of repayment options that won’t break the bank.

Get money fast

Sometimes life can throw unexpected bills at us – medical bills, emergency repairs & home improvements, wedding, travel; you name it. Unfortunately, we may not want to incur the high interest rates of credit cards or wait for traditional personal loans to be approved. Small personal loans can be a stop-gap solution to urgent cash needs. Plus, interest rates are not as high as you think. All fees are presented up front, giving you the power to make an informed decision.

Small loans sorted – fast and easy

Need money fast? Don’t stress. Apply online and get approved

Cover Urgent Expenses
Small loans help tide you over when it’s urgent. It’s why we understand your finance needs.
Quick approval
Need a small loan? We can approve your small loan online. It’s quick, easy, and secure. No paperwork required.
No Hidden Fees
Your personal consultant provides all fees and charges upfront so you can rest assured.
Flexible Repayments
We tailor small loan repayments to better suit you. Choose from a few weeks up to a year.
Reputable lenders
We source loans from over 25 of Australia’s top lenders giving you peace of mind.
Fully accredited
Savvy is an accredited loan provider and broker with hundreds of satisfied customers.

How to streamline your small loan application

Follow these simple steps to help you navigate your small loan application.


Make sure you are eligible to apply. You need to be an Australian citizen/permanent resident, over 18, need to have received income within 90 days, and have an active email address or mobile phone number.

Determine your amount

How much do you need to borrow? Figure out your financial situation and your borrowing needs. Use our calculators to find out how much your repayments might be.

Resist making multiple applications

Though you may need money fast, resist the temptation to apply to as many small loan providers as you can. This can damage your credit rating. Talk to our panel of brokers to help you find a small loan that’s right for your situation.

Set repayment periods

Your friendly consultant can help guide you through your repayment schedule, and figure out what loan term is right for your financial situation.

Seek help

If financial statements and credit histories sound a bit like jargon, you aren’t alone.

Our professional consultants are here to help you through the process and explain any terms or concepts that you may not understand.